EARN GROWING FINANCIAL REWARDS THROUGH THE 2011 LEGACY FUND ALLOCATION OF $20M

Our innovative Legacy Fund program creates individual Member Savings Accounts as an automatic benefit for our physicians - no strings attached. A total of $41M has been allocated to The Legacy Fund since its inception. Individual allocations will be based on the earned premiums for individual physician members for calendar years of 2008, 2009, 2010. If you have not yet enrolled, now is the time to start taking advantage of this program's steady growth.
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*Factors such as longevity and your Legacy Fund inception date could impact premium savings amount.

ENROLL IN THE RISK MANAGEMENT TOOLKIT DISCOUNT PROGRAM

Our renowned Risk Management team provides comprehensive toolkit programs for minimizing your risk exposure. North Carolina practices will receive a 5% premium discount for enrolling in the Patient Satisfaction Toolkit Program OR a 3% discount for enrolling in the Informed Consent Toolkit Program.
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PAY PREMIUMS THROUGH ELECTRONIC FUNDS TRANSFER

In addition to one of the toolkit discounts, North Carolina practices* will receive a 2% discount if you agree to pay your premium via EFT (electronic funds transfer).
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*North Carolina practices represented by an agent should contact their agent directly with questions regarding this program.

Enhanced Med-Defense & e-MD Coverage™

Medical practices are under increasing scrutiny from both governmental and private payers to ensure that billing, coding, and medical record documentation are performed in accordance with all applicable regulatory requirements. The fines and penalties associated with billing and coding errors can be costly to you and your practice. Medical Mutual is responding to this potential threat with coverages that are unique to this market.

• Our enhanced MED-DEFENSE PLUS coverage - included in your professional liability policy at no extra charge - offers reimbursement of defense costs, as well as regulatory fines and penalties, up to $50K per physician and midlevel provider.
• Our newest offering, e-MD™, also included with your professional liability policy at no extra charge, provides cyberliability coverage up to limits of $50K per incident, as well as regulatory fines and penalties. You are now protected against claims arising from network security and privacy exposures.
• You may purchase additional coverage up to $1M in limits beyond the $50K automatically included in your professional liability policy. Visit our e-MD Risk Management website for more information.

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HR|Experts: A FREE service offered exclusively to all Medical Mutual policyholders

The company you rely on for professional liability protection can now help you with another challenging aspect of your practice - understanding and acting on Human Resources issues. HR|Experts is a free service provided to all of our policyholders. We have answered your need for timely and reliable HR assistance by partnering with an HR professional who is dedicated to serving Medical Mutual administrators and physicians.

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New Group Purchasing and Personal Insurance

We have partnered with top-rated agencies to offer you a one-stop shopping opportunity!

Our new Group Purchasing Program cuts costs (20-25% on average) on office supplies, medical supplies, reference laboratory services, uniforms and more! No Fees, No Dues, No Exclusive Contracts - No strings attached.

For a free, no risk, no obligation price comparison, contact: Contact Donald H. McGahee at 770.953.3026.

Our specialized Personal Insurance Program was developed to meet the unique needs of our physician members. We have partnered with Summer Thompson Lowry, Inc to protect your home, automobiles and everything in between.

For a free personal insurance assessment and a no obligation quote, please contact 866.601.1804 or e-mail Info@STLinsure.com.

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