Employee Benefits

The North Carolina Medical Society Employee Benefit Plan available through MMIC Agency, Inc. provides you with a value-added plan that is straightforward and specifically customized to meet your practice and employees' needs. This plan is the only statewide health benefits plan designed exclusively for North Carolina physicians.

Tailored specifically for physicians and their employees, the North Carolina Medical Society Employee Benefit Plan offers choices that are unique to the market. MMIC Agency, Inc. also offers a comprehensive portfolio of dental, disability, and supplemental life insurance options.

Call MMIC Agency, Inc. at (919) 878-7576 or (800) 662-7917 or click here to request additional information.

Health Program

• Five PPO Products
• Two High Deductible Health Plans (HDHPs) with Health Savings Accounts (HSAs)
• Two Health Reimbursement Account (HRA) products (Effective 8/1/2007)
• Guaranteed Issue
• Option to offer two plans regardless of practice size
• Option to offer three plans for practices with more than 50 enrolled employees (8/1/2007)
• Statewide provider networks
• Three-tiered pharmacy co-pays
• Vision benefits

Dental Program

• Four dental plans
• Open access to providers
• Orthodontia services optional

Life Insurance

• Multiple guaranteed issue options
• Dependent life available

Additional Coverage Features

• Retiree coverage for employees
• Domestic partner coverage
• Surviving spouse and dependent coverage
• Coverage for spouse and dependents of retired physician