Underwriting

Medical Security was formed by North Carolina dentists for North Carolina dentists, and we understand the unique challenges you face in today's changing health care enviroment. We are dedicated to protecting our profession with comprehensive coverage for individuals, groups, and professional associations.

Coverage Summary

• Choice of policy limits
• Discounts for new or part-time dentists
• Loss-free discounts:
  • All members of the North Carolina Dental Society are eligible to receive a 5% discount on their Medical Security premium
  • All dentists are eligible to receive an additional 5% credit toward their premium for a period of two consecutive years by attending a Risk Management course offered through Medical Security
• Tail Coverage is available at no charge for death, disability, or qualified retirement
• Prior Acts Coverage is available
• Diamond Defense - our exclusive roster of highly respected attorneys provide the best defense available in the professional liability industry. You become an integral part of your defense team, working alongside experienced attorneys and claims representatives
• We will not settle a claim or lawsuit without your written consent
• MED-DEFENSE Coverage: includes reimbursement for legal expenses associated with alleged violations of ADA, OSHA, EMTALA, HIPAA, and other regulations
• Nationally recognized risk management programs
• Claims representatives are on call 24 hours a day