e-MD® Network Security & Privacy Coverage

Designed to provide a comprehensive solution to protect your network security and privacy exposures. Coverage automatically begins with $50K per insured. Additional higher limits are available up to $10 million. 

  • Multimedia Liability
    Coverage for third-party claims alleging copyright or trademark infringement, libel or slander, or plagiarism. Covers both online and offline media.

  • Security and Privacy Liability 
    Coverage for third-party claims alleging liability resulting from a security or privacy breach, including the failure to safeguard online or offline information, or the failure to prevent virus attacks, denial of service attacks, or the transmission of malicious code

  • Privacy Regulatory Defense and Penalties
    Coverage for defense costs and regulatory fines/penalties incurred in defending against regulatory investigations of privacy or security breaches

  • PCI DSS Assessment 
    Coverage for the fines and penalties levied by the Payment Card Industry Data Security Standards council (VISA, Mastercard, AmEx, Discover, and JCB) against merchants who are not PCI DSS compliant 

  • Privacy Breach Response Costs, Patient Notification Expenses, and Patient Support and Credit Monitoring Expenses
    Coverage for public relations expenses incurred in response to a privacy breach but prior to the publication of an adverse media report, in an effort to avert or mitigate the potential impact on the insured's reputation. Covers expenses incurred in notifying affected parties of a privacy breach where there is no legal requirement to do so.

  • BrandGuard
    Coverage for lost revenue directly resulting from an adverse media report and/or notification to customers of a security or privacy breach 

  • Network Asset Protection
    Coverage for amounts incurred to recover and/or replace data that is compromised, damaged, lost, erased, or corrupted due to accidental damage or destruction of electronic media or computer hardware, administrative or operational mistakes in the handling of electronic data, or computer crime/attacks. Covers business income loss and interruption expenses incurred as a result of a total or partial interruption of the insured's computer system directly caused by any of the above events.

  • Cyber Extortion
    Will pay extortion expenses and extortion monies as a direct result of a credible cyber extortion threat 

  • Cyber Terrorism
    Coverage for income loss and interruption expenses as a result of a total or partial interruption of the insured's computer system due to a cyber terrorism attack