Legal Disclosures

By accessing this website, you have directed your system to a computer located in the State of North Carolina. Any and all disputes arising from the content of this website are to be governed exclusively by the laws of the State of North Carolina and jurisdiction shall be subject exclusively to courts located within Wake County, North Carolina.

Copyright

Copyright © Medical Mutual Insurance Company of North Carolina. All Rights Reserved.

All content, materials and programs included on or associated with this website, including all code, text, graphics and logos, are the property of Medical Mutual Insurance Company of North Carolina or its subsidiary companies. In addition, the overall look and feel and the compilation of all materials and content on this website are the property of Medical Mutual Insurance Company of North Carolina.

You may cite or refer to the information on this site and make copies of the information for your own use. You must have our written permission to distribute copies of the information to others. To request such permission, send an e-mail message to Joshua Kolling-Perin. Please include your name, entity represented, address, and the purpose of the requested distribution.

Products and Services

Product and service descriptions on this website, if any, are not intended to constitute offers to sell or solicitations in connection with any product or service. Some products and services may not be available in all states.

Insurance products and services are provided only by Medical Mutual Insurance Company of North Carolina or its subsidiary companies that are properly licensed to offer such products and services in the jurisdictions where offered. Insurance coverage statements on this website are for general description purposes only. This website does not amend, modify or supplement the insurance policies in any way. Consult the actual insurance policy or contact our representatives for details regarding terms, conditions, coverages, exclusions, products, services and programs that may be available to you.

Marks

"Medical Mutual" is a service mark of Medical Mutual Insurance Company of North Carolina.

"The Legacy Fund" is a service mark of Medical Mutual Insurance Company of North Carolina.

"Medical Security" is a service mark of Medical Security Insurance Company.

"MMIC Agency" is a service mark of MMIC Agency, LLC.

"NCMS" is a service mark of the North Carolina Medical Society, and is used herein with permission.

"A.M. Best" is a registered trademark of A.M. Best Company, Inc., and is used herein with permission.

"HR|Experts" is a registered service mark of Capital Associated Industries, Inc., and is used herein with permission.

"Adobe" and "Acrobat" are registered trademarks of Adobe Systems Incorporated, and are used herein with permission.

Information

Medical Mutual Insurance Company of North Carolina or its subsidiary companies do not warrant or guarantee the accuracy or completeness of the information provided on this website. Certain resources on our website may contain data and/or content from third parties. Though Medical Mutual works diligently to provide reliable information, we assume no responsibility for the accuracy and/or completeness of the statement and data of third parties.

In addition, you understand and agree that Medical Mutual Insurance Company of North Carolina or its subsidiary companies do not provide any medical or legal advice on this website. Under no circumstances will Medical Mutual Insurance Company of North Carolina or its subsidiary companies be liable for any loss or direct, indirect, incidental, special or consequential damages caused by reliance on information provided on this website.

The information on this website may be changed or updated without notice. Medical Mutual Insurance Company of North Carolina or its subsidiary companies may also make changes in the products and/or services described on this website at any time without notice.

Medical Mutual Insurance Company of North Carolina or its subsidiary companies do not intend to collect any personally identifiable information on this website. Due to potential legal requirements and other possible circumstances, we cannot ensure that all of your communications and personally identifiable information will never be disclosed or accessed in some manner. We may also be compelled under law to disclose information to government or third parties under certain circumstances or third parties may unlawfully intercept or access transmissions or private communications.

Hypertext Links

Links to other sites are provided as a free service to users of this website. We cannot guarantee the quality, accuracy, timeliness or privacy policies of any site that is not under our control. Our connection to those sites is not necessarily an endorsement or adoption of the views expressed or of the products and services sold on those sites. We cannot and do not guarantee or warrant that files available for downloading from this site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties.


Privacy Statement

In order to provide you with insurance-related products and services, we may need to collect personal information about you. We are committed to treating your personal information responsibly, and will take reasonably available steps to safeguard all such information.

We may need to collect personal and medical information about your patients, usually in connection with a professional liability incident, claim or suit. This information may be protected by the Privacy and Security provisions of the Health Insurance Portability and Accountability Act of 1996 ("HIPAA").

We may collect personal information about you from different sources. One source is any application or form that you may submit to us. Another source is any agent or agency that may represent you or us in the transaction.

We use physical, technical and administrative safeguards to protect your information and the information of your patients. We restrict access to this information to only those persons who need it to perform their jobs. Any third-party business partner that receives this information from us is bound by law and contract to use the information only for our purposes.

We will not intentionally disclose any of your personal information or the personal information of your patients, except as authorized by you or the patient, or as required or permitted by statute, common law or regulatory official. We will not sell this information to anyone. We may share this information with third-party business partners who perform services on our behalf.

This Privacy Statement describes our privacy practices for current and former customers and members.

Any questions about this Privacy Statement or our privacy practices should be directed to Steven Sawyer, Privacy and Security Officer, Medical Mutual, P.O. Box 98028, Raleigh, NC 27624.

This Privacy Statement is provided on behalf of the following companies:

Medical Mutual Holdings

Medical Mutual Insurance Company of North Carolina

Medical Security Insurance Company

MMIC Agency, LLC