Physician Professional Liability

As a physician-led organization, we understand the unique challenges you face in today's changing health care environment. Protecting you with exclusive policy features is our highest priority. Your Medical Mutual policy is designed to provide you and your practice with a full range of comprehensive coverages. The following policy components are tailored to meet your specific needs:

  • Claims-made coverage allows you to change policy amounts as your exposure changes 
  • Coverage is triggered by report of an incident 
  • Full prior acts coverage is available for incidents that have not been reported to your current carrier, eliminating the need to buy tail coverage 
  • Limits apply separately to named individuals and the entity 
  • Full tail coverage is available at no charge for death, total and permanent disability, and qualified retirement 
  • Punitive damages are covered within your limits of liability 
  • Locum tenens coverage is provided at no additional charge 
  • Leaves of absence are covered for up to 12 months 
  • Ancillary employees who are not named in the policy are automatically covered under the corporation's limits 
  • Network Privacy & Security Coverage and Broad Regulatory Protection Coverage included at no extra charge