Discounted Long-Term Care Insurance

MMIC Agency, LLC, a Medical Mutual company, has partnered with Marsh & McLennan Agency to provide Discounted Long-Term Care Insurance for NCMS members. 

Premium discounts of 5% are available to eligible NCMS members and their spouses, parents, grandparents, adult children, and parents-in-law.

The coverage is underwritten by LifeSecure, a BCBS company. The program for NCMS members includes:

  • Simplified Underwriting (reducing declination rates from roughly 1 in 4 to 1 in 50)
  • Discounted, Unisex Rates.
  • Availability to employees and their relatives including (spouses, parents, grandparents, adult children, and parents-in-law).